Tag Archives: health care

You Might Qualify For Health Care If You Can’t Afford It

Many people have periods where their finances aren’t going well. One of the things that becomes worrisome is whether or not you can have some kind of health care coverage. That’s what we’re going to talk about today, but we’re going to focus on how it works in New York state, although every state in the nation has some kind of program that you can check out. These aren’t part of insurance coverage people get from their employers; if you have that kind of coverage, you won’t qualify for any of these tiers.

In essence, there are 5 tiers of health care coverage; they are:

1. Tiers of coverage, listed by elements; in essence, they’re levels of insurance coverage you will pay for with the name of metals; gold, silver and bronze. Some will cover the same exact things for the same price, but others allow you go pay the highest level for more coverage while others pay less for basic coverage, but at least you’re covered.
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Are You Worried As You Get Closer To Social Security Age?

We might as well talk about the elephant in the room, especially those of you from age 55 and up. Social Security is in danger from certain politicians, but even if it ends up being saved, are you ready to live on it?

It’s not this bad…

The reality is that only 20% of the American citizens who eventually claim Social Security are actually living on it. Almost all of those people invested early or had well paying jobs, enough to put away so they could live on it when they retired.
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Take Care Of Your Medical Costs Up Front

A major discussion these days is the cost of health care. Everyone from patients to politicians lament the cost of services charged to them by providers, hospitals, clinics… you name it, there’s a complaint.

Heart of Cape Town Museum

mallix via Compfight

Over the past 15 years, one of the biggest discussions revolves around something known as “price transparency”. This concerns the demand that hospitals and other medical providers should post their prices so patients can shop around for the best cost of services in their area. It’s believed that this would reform health care because it would hold hospitals and physicians accountable for keeping their prices lower.
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4 Ways To Handle Hospital Bills

The thought about having to deal with a medical bill is scary. It’s mainly because overwhelmingly, most people have no idea what a service or procedure they might need is going to cost. They also have little knowledge of how much their insurance company is going to pay, if they cover the service, and then how much they’re going to be responsible for later on.


 

With insurance, even if the amount you’d have to pay ends up being tiny by comparison to how much you’re being charged up front, the truth is that medical bills can be higher than you expect. Sometimes they’re so high that it’s difficult to address them and still keep up with all your other bills.
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Are You Financially Ready For Some Normalcy?

It’s been a rough 15 months or so of having to deal with the pandemic. Our health was paramount as something to deal with, but our finances were a close second. Many people lost jobs; others started working from home. This led to a major change in our economy; a lot of stores closed and aren’t coming back.


Unfortunately there’s little we can do about that. Many people barely had enough money for food, rent, mortgage and other bills. Luckily, many companies worked with us to help us get through the worst of it; so did many states.
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