Tag Archives: personal finance

Retail Tricks To Watch Out For

As we rapidly approach the holiday season, it seemed to be a good time to bring up some of the retailers favorite tricks that are used to get you to spend more. Retailers are professionals at selling and they have spent millions in research to determine how to sell as much as possible. Here are a few tricks and techniques to watch out for this holiday season:

shopping tips

1. Limited-time-only bargains.

Regret is one of our most disliked feelings, and people naturally do what they can to avoid feeling regret. Marketers know this and use it to their advantage with limited-time offers and bargains. By making you feel that you have to act now or risk losing out on a great sale or product, retailers force you into a split second decision that often results in a purchase.
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You Don’t Always Get The Best Deals At Warehouse Club Stores

I’ve belonged to a wholesale warehouse club store for a very long time. Over that time, I’ve saved a lot of money, so I really can’t complain about much.

With that said, I have to own up to having an epiphany that’s been long coming; you don’t always save money at these stores. Not only that, but sometimes you’re going to spend more in these stores than you will at traditional stores. You also might have other issues to deal with that you hadn’t considered. Let’s take a look at some of these things.
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How To Gauge Services You Should Be Paying For

I’ve been self employed for almost 20 years. Over the course of time, I’ve tried doing it all. It’s something that all of us naturally start off doing, but if you’re still doing it after a couple of years it either means you don’t have a lot to do or you haven’t taken time to consider what you can get off your plate so you can concentrate on your business and other things.

There’s a process one should go through when making a determination as to whether or not you should keep doing what you do that’s not part of your career. Below are categories and things to think about that might help relieve you of some of your workload… even if it might cost you a bit of money.
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5 Reasons You Need To Start Budgeting Your Money

It’s been a while since we’ve talked about this, but it’s time to remind everyone again: you need to start budgeting your money. Most people hate when we say things like this but you know we’re telling the truth. No matter how good or bad the economy is, many people end up in trouble because they’re not verifying that they have enough money to pay their bills and pay for things they want instead of things they need.

Olichel via Pixabay

When things start going badly, you need to be prepared and know how to handle your money, whether you’re working or not. Maybe you need to dip into savings or go on a payment plan for some of your bills. Without knowing what your general cash flow is you’re going to be in trouble.
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Many Financial Issues Are Our Fault

Our government officials, both state and federal, are bashing each other on the heads while trying to change health care, dealing with debt limit increases or reductions, looking at unemployment that doesn’t seem to be going down, few new jobs being created, gas prices rising again, lowering taxes for the rich and increasing them for the middle class and a host of other issues. With all of that going on, we thought it was a good time for us to take a look in the mirror and claim our part in the mess.

I know many of us think “what did I do”? We’re going to point out 5 things we did that have contributed to all this mess we have. We’re not picking sides on any of these issues; I’m just calling them out, taking part of the blame and bringing you along with me.
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