Category Archives: Finances

Four Things To Focus On In Your Financial Life

After talking to some friends, we realizes that life and finances can be hard to come to grips with for many people. Trying to decide what the most important things to concentrate on above everything else can be daunting, especially in today’s economy. Thus, here are our top 4 things, in order, that everyone should concentrate on before moving onto other things.

Brett_Hondow via Pixabay

1. Income.

It doesn’t matter if you’re single or have a family, live in a house or a trailer, need food or live paycheck to paycheck, the most important thing overall is income, aka making a living. Whereas there are those who will tell you that money isn’t everything, without money there’s no way you can live life the way you want to live it, or even to live life independently.
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How To Gauge Services You Should Be Paying For

I’ve been self employed for almost 20 years. Over the course of time, I’ve tried doing it all. It’s something that all of us naturally start off doing, but if you’re still doing it after a couple of years it either means you don’t have a lot to do or you haven’t taken time to consider what you can get off your plate so you can concentrate on your business and other things.

There’s a process one should go through when making a determination as to whether or not you should keep doing what you do that’s not part of your career. Below are categories and things to think about that might help relieve you of some of your workload… even if it might cost you a bit of money.
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Being Financially Prepared In The Case Of Death

Almost nobody wants to discuss the topic of death, which also means no one wants to discuss money as it concerns death. Yet every day someone passes away and a family or business is suddenly struggling to survive, let alone proceed.

bereavement finances

Admittedly it’s a hard topic to discuss, especially with elderly family members, and the younger you are the less inclined you are to even plan for eventuality, let alone talk about it. Still, deciding not to address this 800-pound gorilla will cause everyone a lot of grief.
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5 Reasons You Need To Start Budgeting Your Money

It’s been a while since we’ve talked about this, but it’s time to remind everyone again: you need to start budgeting your money. Most people hate when we say things like this but you know we’re telling the truth. No matter how good or bad the economy is, many people end up in trouble because they’re not verifying that they have enough money to pay their bills and pay for things they want instead of things they need.

Olichel via Pixabay

When things start going badly, you need to be prepared and know how to handle your money, whether you’re working or not. Maybe you need to dip into savings or go on a payment plan for some of your bills. Without knowing what your general cash flow is you’re going to be in trouble.
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Many Financial Issues Are Our Fault

Our government officials, both state and federal, are bashing each other on the heads while trying to change health care, dealing with debt limit increases or reductions, looking at unemployment that doesn’t seem to be going down, few new jobs being created, gas prices rising again, lowering taxes for the rich and increasing them for the middle class and a host of other issues. With all of that going on, we thought it was a good time for us to take a look in the mirror and claim our part in the mess.

I know many of us think “what did I do”? We’re going to point out 5 things we did that have contributed to all this mess we have. We’re not picking sides on any of these issues; I’m just calling them out, taking part of the blame and bringing you along with me.
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