Category Archives: Managing Money

Think About Your Financial Style At The Beginning Of The Year

I don’t know about you, but at the beginning of every year something I start concentrating on is how I hope certain areas of my financial life will go and where it will take me. For instance, I look at my business and hope it stays thriving and continues to be profitable. I look at my bank account and hope it keeps growing. I look at my life and I hope that it continues to give me everything I want and hope for.

Not as expensive as it looks 🙂

The truth is that not everyone does that kind of thing. There are people who hope for new jobs, new friends, new love lives, and new bodies. Those things are bad, but one of the things we often see when we look at other articles and such is that there are more people who say that they wish they were millionaires and they hope to win the lottery.
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4 Ways To Save Money The Old Fashioned Way

While we spend a lot of time advocating that people find ways to save money by budgeting, we don’t spend much time talking about ways to shave off a dollar here and there so that you can put that money either into savings, paying down outstanding bills, or investing. There are some common sense things people can do that may not always be popular, but are sound and still allows people to enjoy their lives nicely.

Here are 4 suggestions that won’t change your life all that much but will save you some money:
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Retail Tricks To Watch Out For

As we rapidly approach the holiday season, it seemed to be a good time to bring up some of the retailers favorite tricks that are used to get you to spend more. Retailers are professionals at selling and they have spent millions in research to determine how to sell as much as possible. Here are a few tricks and techniques to watch out for this holiday season:

shopping tips

1. Limited-time-only bargains.

Regret is one of our most disliked feelings, and people naturally do what they can to avoid feeling regret. Marketers know this and use it to their advantage with limited-time offers and bargains. By making you feel that you have to act now or risk losing out on a great sale or product, retailers force you into a split second decision that often results in a purchase.
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10 Real Things To Know About Buying A House If You’re A New Buyer

This is something a little different. Last year we published an article titled Should You Buy A House?. The housing market has been up and down, depending on which side of the fence you’re on. If you were trying to sell a home, things were going well for close to a year; even now they’re not bad. If you were a buyer, prices went up drastically and there was a lot of competition.



 

Things are starting to move back towards how they were before the pandemic hit in many areas of the country, including the central New York area. Even with an erratic market, there are always rules that potential home buyers should know, especially if they’re first time buyers. This is geared towards that demographic, but we feel there’s something for everyone here. Let’s take a look at our 10 things we feel you should know or at least think about.
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You Don’t Always Get The Best Deals At Warehouse Club Stores

I’ve belonged to a wholesale warehouse club store for a very long time. Over that time, I’ve saved a lot of money, so I really can’t complain about much.

With that said, I have to own up to having an epiphany that’s been long coming; you don’t always save money at these stores. Not only that, but sometimes you’re going to spend more in these stores than you will at traditional stores. You also might have other issues to deal with that you hadn’t considered. Let’s take a look at some of these things.
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